As individuals it is inherent to differ. Each individual's insurance needs and requirements are different from that of the others.Insurance Plans are policies that talk to you individually and give you the most suitable options that can fit your requirement.

Endowment Plan Lic's Single Premium Endowment Plan Lic's New Endowment Plan Lic's New Jeevan Anand LIC's Jeevan Rakshak LIC's Limited Premium Endowment Plan LIC's Jeevan Lakshya

Money Back Plans LIC's NEW MONEY BACK PLAN - 20 YEARS LIC's NEW MONEY BACK PLAN - 25 YEARS LIC's NEW BIMA BACHAT LIC's NEW CHILDREN'S MONEY BACK PLAN     LIC's Jeevan Tarun

Term Assurance Plans LIC's Anmol Jeevan II LIC's Amulya Jeevan II LIC's e-Term LIC's NEW TERM ASSURANCE RIDER - (UIN: 512B210V01)

Our Portfolio Management Services provides solutions for the investment needs of select clientele, through focused portfolios.

We offer Portfolio Management Services to HNIs and Institutions in India, in the year 2000. We have a successful track record of over 10 years of experience in offering Portfolio Management Services and today our strong base are our PMS clients stands testament to the quality and value of our services.

Our aim is to create a portfolio that suits your requirements; therefore we will first seek to understand a client’s needs and investment objectives, and on that basis offer a portfolio that best suits these needs and objectives.

Mediclaim policy is a hospitalization benefit that is offered by both public and private sector general insurance companies in India. The mediclaim insurance policy takes care of expenses following hospitalization/domiciliary hospitalization in case of any of the following situations-

In case of sudden illness or surgery
In case of an accident
In case of any surgery during the policy tenure

Mutual fund is an entity that pools money of large number of investors to invest in different securities. This money is then managed by a professional Fund Manager on behalf of the unit-holders, to invest it in various financial instruments.

Features & Benefits

Risk diversification – Diversification of funds in equity and debt securities
Liquidity – Investor can do partial or full withdrawal as per their need
Transparency – Investors know where exactly money is getting invested
Low cost – No entry load while investing in mutual fund
Professional management- Industry experts will manage the funds
Tax efficient – Investor get tax benefit in equity and debt funds
Flexibility – Flexibility to switch investment amount from one fund to another fund

Bond refers to a security issued by a company, financial institution or government which offers regular or fixed payment of interest in return on the amount borrowed money for a certain period of time.

Thus by purchasing a bond, an investor loans money for a fixed period of time at a predetermined interest rate. While the interest is paid to the bond holder at regular intervals, the principal amount is repaid at a later date, known as the maturity date. While both bonds and stocks are securities, the principle difference between the two is that bond holders are lenders, while stockholders are the owners of the organization. Another difference is that bonds usually have a defined term, or maturity, after which the bond is redeemed, whereas stocks may be outstanding indefinitely.

Customer also has the option of recurring interest along with Principal i.e Cumulative Interest. Thus a bond is like a loan: the issuer is the borrower (debtor), the holder is the lender (creditor), and the coupon is the interest. Bonds provide the borrower with external funds to finance long-term investments, or, in the case of government bonds, to finance current expenditure. Bonds must be repaid at fixed intervals over a period of time.

We offer a range of Corporate Fixed Deposits varying in tenures, interest rates & institutions to suit your investment needs. The deposit schemes have been specially chosen from high-safety options to ensure that you enjoy the twin benefits of returns and protection.

Why opt for Corporate Fixed Deposits?

	If your risk appetite is low, fixed deposits are perfect for you. Since most of the instruments are rated, corporate fixed deposits have a very high safety level.
	Attractive returns at interest rates higher than banks's Fixed Deposits.
	Higher Interest rates for senior citizens.
	High liquidity; most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option.
	Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned.
	Flexible tenure - there are various tenures ranging from 1 to 7 years.
	You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits.
	You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers.